RCCG Sunday School TEACHER Manual For March 7, 2021 Lesson 27 : Topic – The Christian Approach To Investments
TOPIC: The Christian Approach To Investments
OPENING PRAYER: Father, guide me to increase wealth through credible means, in the name of the Lord Jesus.
PREVIOUS KNOWLEDGE: Teacher should inform the students about the state of the class, the progress made and the challenges encountered during the 2nd quarter of the Sunday School year.
MEMORY VERSE: “Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.” – Proverbs 13:11
BIBLE PASSAGE: Luke 19:11-27 KJV
11 And as they heard these things, he added and spake a parable, because he was nigh to Jerusalem, and because they thought that the kingdom of God should immediately appear.
12 He said therefore, A certain nobleman went into a far country to receive for himself a kingdom, and to return.
13 And he called his ten servants, and delivered them ten pounds, and said unto them, Occupy till I come.
14 But his citizens hated him, and sent a message after him, saying, We will not have this man to reign over us.
15 And it came to pass, that when he was returned, having received the kingdom, then he commanded these servants to be called unto him, to whom he had given the money, that he might know how much every man had gained by trading.
16 Then came the first, saying, Lord, thy pound hath gained ten pounds.
17 And he said unto him, Well, thou good servant: because thou hast been faithful in a very little, have thou authority over ten cities.
18 And the second came, saying, Lord, thy pound hath gained five pounds.
19 And he said likewise to him, Be thou also over five cities.
20 And another came, saying, Lord, behold, here is thy pound, which I have kept laid up in a napkin:
21 For I feared thee, because thou art an austere man: thou takest up that thou layedst not down, and reapest that thou didst not sow.
22 And he saith unto him, Out of thine own mouth will I judge thee, thou wicked servant. Thou knewest that I was an austere man, taking up that I laid not down, and reaping that I did not sow:
23 Wherefore then gavest not thou my money into the bank, that at my coming I might have required mine own with usury?
24 And he said unto them that stood by, Take from him the pound, and give it to him that hath ten pounds.
25 (And they said unto him, Lord, he hath ten pounds.)
26 For I say unto you, That unto every one which hath shall be given; and from him that hath not, even that he hath shall be taken away from him.
27 But those mine enemies, which would not that I should reign over them, bring hither, and slay them before me.
LESSON INTRODUCTION: In the parable of the talents in Luke 19:11-27, Jesus makes it clear that He expects his followers to be faithful stewards of the resources that He has put at their disposal. Good stewardship includes wise investments. Many believers find it difficult to adopt a practical theology for money management and investing for a distant and uncertain future. The Bible, however, offers practical wisdom on investing the resources we have with insight and foresight.
TEXT REVIEW: Luke 19:11-27.
The key issues in the text with respect to investments and savings are identified as follows:
i. Wrong notion about the timing of the kingdom of God which was considered to be immediate and people may not need to save.
ii. Some other people imagined that the time to the end is very far and thereby need not commence saving immediately. -Vs 12.
iii. Some people just hate the principles of saving and investment and consider it as burdensome. -Vs 14
iv. Some people are not informed about the values of saving and investment. Vs 20-21. 14.
LESSON OUTLINE 1: BIBLICAL PRINCIPLES FOR INVESTMENTS AND SAVINGS
i. Teacher should find out from students what savings and investments mean.
ii. Teacher should explain investments as act of putting money and or other resources into real business (has to do with people, product or services) with hope of receiving return on investments.
iii. A well managed business will yield returns on investment. Prov. 31:10-31; Eccl. 11:1-6.
iv. Class should discuss the line of businesses which a believer could invest in, in the light of the followings:
a. Real estate.
c. Ventures, stocks, shares, bonds, etc.
v. Some don’ts of investments:
a. Do not invest in what you do not have understanding or or have experience in. Prov. 24:3-4.
b. Avoid get rich quick scheme or investments. Prov. 13:11; Prov. 21:5.
c. Do not invest what you do not have.
d. Do not invest what you cannot afford to lose.
e. Do not accumulate debt in the name or investment. Prov. 22:7.
f. Do not invest because a Christian offers it. This may not guarantee against loss.
vi. Invest in your personal education. it opens doors of opportunities for you.
vii. Invest in your children’s education. it secures your future.
viii. Save for the future.
ix. Saving is biblical. Gen. 41; Prov. 6:6-11; Prov. 21:5.
x. Saving honours God as it rightly values money as a gift from above. James 1:17
xi. Avoid unplanned impulsive or unwise spending
xii. Saving demonstrates that we value what God has graciously given us. Luke 12:47-48.
xi. Saving may be a means of leaving an inheritance or blessings to your heirs, children, wards and others. Proverbs 13:22
CLASS ACTIVITY 1: Are there any similarities or differences between savings and investments?
LESSON OUTLINE 2: REASONS FOR INVESTMENTS
i. Wealth Creation: investing your money will allow it to grow and compound. You earn money on the money already earned and create wealth over time.
ii. Beat Inflation: Returns from investment help to maintain the purchasing power at a constant level. If you do not beat the inflation rate, you will be losing money, not making money.
iii. Retirement: You should invest while you are earning so as to create a mass of funds that can be used when you retire. This provides security to maintain a comfortable life-style even after retirement.
iv. Accomplish Financial Goals: Investing can help you reach bigger financial goals. This return on your investments can be used towards financial goals, such as buying a home, buying a car, starting a business, or putting your children through school.
v. High Returns: Investing would help to achieve high returns as compared to banks savings account which provides little return.
CLASS ACTIVITY 2: Why should you invest?
i. Savings and investments are biblical.
ii. Both have principles which applied would bring returns.
iii. Savings and investments have tremendous benefits.
CONCLUSION: Investing into the future is not an act of anxiety, everyone must save for the raining day. In order to build wealth, you should invest your money.
EVALUATION: Why should you avoid unwise and impulsive spending?
CLOSING PRAYER: Father, help me to invest wisely.
ASSIGNMENT: Mention the five disadvantages of excess consumption